Spending the colder months somewhere sunny and warm and staying in Minnesota during our beautiful summers makes for a fantastic retirement. Most people think it’s only for the wealthy, but think again. There are ways to live this life in retirement without emptying your savings. Here we’ll go over some ways to be a snowbird while being smart with your money.

Do the homework when making your budget. With such a large selection of locations to choose from, make a list of the areas you can afford to live in and create a rough budget to start with. Know exactly how much you have and how much you can afford to spend each week and month. This’ll help you focus on the options you can afford and eliminate those that are out of your price range.

After choosing your ideal location, first step to saving money as a snowbird is deciding how to get there. Do you drive your car or fly? This depends on how far you’re traveling, how many are traveling, and if you wish to drive your car when there. Do some cost-analysis and figure out how much each option would cost. If you want your car while there and it’s only a few days away, consider swapping drivers on the way. This way you can stay on the road to avoid costly hotel expenses. If you don’t wish to drive while there, look at plane costs. We advise you look at least 6 months in advance to get the best deals, greatly reducing costs right from the start. Take some time and do the research to figure out what’d be the best option for you.

Perform research on your healthcare. By knowing exactly what plan you have and what’s included with it, you’ll have a better understanding of what you can receive at each location and what’ll differ, if it does. This’ll help avoid any surprises in costs that could become obstacles to overcome. You’ll want to know about these and be ready for how much you’d need to spend out of pocket if need be.

With so many ways to live the snowbird life on a budget, it always comes down to the research. Research, know, and plan on what you’ll be expected to pay and how you’ll live your day to day life. Once you know where you want to live and how to afford it, everything will fall into place.

If you’d like to see how Travelers Country Club on the Mississippi could fit into your retirement plans, just give us a call at: 320-743-3133, email us at: tccomoffice@gmail.com, or check out our website at: www.travelerscconmiss.com.

We’re all familiar with snowbirds; seniors who travel north for the warm months and south during the colder months. But what does that lifestyle look like?

The snowbirds who call Traveler’s Country Club on the Mississippi their summer home have a variety of interests that keep them busy throughout the months they live here. These include: golf, swimming, Pickleball, tennis, basketball, fishing, hiking, bocce ball, campfires, quilting, reading and much much more. Our residents very active and like to keep busy and be productive.

Becoming a snowbird is cheaper and more affordable than you may think. It’s not only for the wealthy and can be well managed on a smaller budget. The beauty of it is you have the freedom to easily adjust your travel and living expenditures to meet your budget.

The snowbirds we know love community, whether it’s their northern home or southern winter retreat.  There are entire newspapers and magazines dedicated to keeping seasonal travelers informed and connected. There are even associations and groups that host events and activities to introduce like-minded people in a fun and inviting environment. We do all of this as well at Traveler’s to ensure everyone knows everyone to have a fun time.

While most snowbirds are baby boomers, an increasing amount of the younger generation is following the same path as snowbirds. However, they prefer to be called “winter visitors” instead.

Did you know, studies have shown that snowbirds enjoy overall better health than those who stay in one place all year round?  According to the study, more than 63 percent of snowbirds assessed their health as “very good” or excellent,” while people of the same demographic who stayed put for the winter reported less desirable health.

If you’d like to see how Travelers Country Club on the Mississippi could fit into your retirement plans, just give us a call at: 320-743-3133, email us at: tccomoffice@gmail.com, or check out our website at: www.travelerscconmiss.com.