In the great state of Minnesota, we are home to 10,000 lakes (actually 11,000 for those of you keeping track), the biggest mall in America, an amazing state fair, we are considered one of the best states to work in as we are home to 19 fortune 500 companies, and of course we have the great Mississippi River. That was just a short summary of all the great things this state has to offer, but what about all the great things you can find at TCCOM? The winter has worn off, so get ready to embrace all of the benefits of a great Minnesota summer at TCCOM.

Water is a huge part of our lives as Minnesotans and there is no shortage of water activities here. The Mississippi River runs right through our backyard. Fishing anyone? You can catch walleye, bass, northern pike, and pan fish out of your boat. You can also walk the banks of the sand bar, take a little dip into the water to cool off, or take a little adventure in a canoe or kayak. The water fun doesn’t stop with just the river, you can run on over and cannonball into our outdoor swimming pool. The pool is the perfect place to plunk yourself on one of those 90 degrees’ summer days. Whether you’re 9 months or 90 years old you will enjoy the pool.

Take advantage of all the green summer brings and hit the 9-hole golf course. Multiple tournaments are put on each summer here. A great benefit is that golf is free for members at TCCOM. In addition to a golf course, TCCOM has pickle ball, basketball, and tennis courts. If that wasn’t enough to keep you busy, you could also play some bocce ball. Minnesota weather can be so unpredictable all year round, which is great for a good conversation starter, but for those rainy days we have quilting and crafts to do as well.

End the day sitting around the campfire. Throw a hotdog or s’more on for supper and desert and call it a perfect day. We are lucky to live in such a great state and be surrounded by such great people. With the summer season approaching, there is no shortage of benefits that TCCOM has to offer.

“Winter Weather Advisory,” “Snow Expected,” “Winter Storm Watch,” “Snow Emergency”—if you’re from Minnesota, you’ve seen these types of notifications on your mobile device as you prepare for the work day. We live in an area on the globe that isn’t great for people who’ve gotten tired of the snow and below freezing temperatures. A great option is to become a snowbird. However, many don’t think they can do that before retirement. In reality, it is possible. There are a number of things to consider when deciding to become a snowbird; relocating is just the tip of the iceberg. The main concerns with becoming a snowbird are usually associated with finances and housing.

Finances

If you’re looking to become a snowbird before the age of retirement, finances and the workforce are going to be concerns of yours. The financial apprehensions surrounding heading south for the winter can be concerning for people considering this lifestyle. Obviously, changing locations halfway through the year is going to affect your income but, there are ways to prepare for that challenge. If your career choice allows you the ability to work from home, this is an ideal option for snowbirds looking to fly south. The freedom of working from home allows you to take your work with you when you go. This means there’s no interruption to your cash flow. Telecommuting or working remotely at your current job might be an option as well. It can’t hurt to check with your boss!

 

If working from home isn’t an option, having two seasonal jobs could work for you. Often, working in a retail setting allows you the freedom to work seasonally. Those types of jobs are always hiring and the winter months mean peak holiday shopping, even in warmer climates!

 

Another option is checking into working at a resort in one of the Sunbelt states you’re considering migrating to! Many times, people working at the resort will get discounted rates. This could solve the housing issues of becoming a snowbird too!

In addition, you don’t have to start out as a “full-time” snowbird. Just dip your toe in and get away for a month during the winter as a starting point. This will allow you to try the lifestyle out before you decide whether or not to make the change permanent.

Housing

Another issue associated with living in two locations is the actual living situation. There are a few options that could work if you’re not at that retirement age. One option is renting in both locations. Many apartment complexes have leasing options that include shorter-term living.

 

If you already own a home, renting it out while you’re gone could be a good option. Airbnb is another great choice if your home can be marketed as a vacation destination. Believe it or not, some people want to travel to the cold and your empty home could be a nice spot. This is especially good if you have family in the area that can look after and clean up the house between guests. This will provide additional income while you’re away and will supplement income if you end up renting a spot in the warmer location—not to mention the business tax deductions you could take.

However you decide to do it, if you take care of financing and housing, becoming a snowbird before the age of retirement doesn’t seem like such a daunting feat. It can be a great option for people suffering from seasonal depression or those who just hate the cold. If you plan correctly, it is absolutely possible to become a snowbird before the age of 65 in preparation for your final retirement.